The company pays 75% of employee-only premium + 25% of extra dependent cost of the base Blue Secure Silver plan.
| Common In-Network Benefit | Blue Secure Silver for Business | Blue Access® Gold for Business |
|---|---|---|
| Calendar Year Deductibles & Out-of-Pocket Limits | ||
| Calendar Year Deductible (Ind / Fam) | $4,200 Individual / $8,400 Family | $600 Individual / $1,200 Family |
| Out-of-Pocket Maximum (Ind / Fam) | $10,200 Individual / $20,400 Family | $6,500 Individual / $13,000 Family |
| Routine Preventive Care & Immunizations | 100% Covered ($0 Copay) | 100% Covered ($0 Copay) |
| Physician Office Visits | ||
| Primary Care Physician (PCP) | $45 Copay | $30 Copay |
| Specialist Physician Visit | $95 Copay | $50 Copay |
| Hospital Care & Surgery | ||
| Inpatient Hospital Care (Days 1–5) | $750/day copay (Lower Cost Share) $1,000/day copay (Higher Cost Share) |
$250/day copay (Lower Cost Share) $500/day copay (Higher Cost Share) |
| Outpatient Surgery | $750 copay (Lower Cost Share) $1,000 copay (Higher Cost Share) |
$250 copay (Lower Cost Share) $500 copay (Higher Cost Share) |
| Emergency Room (Medical Emergency) | $750 hospital copay + $95 physician copay | $250 hospital copay + $50 physician copay |
| Retail Prescription Drugs (ValueONE Network / Source+Rx 1.0) | ||
| Tier 1 (Preferred Generic) | $15 Copay | $10 Copay |
| Tier 2 (Non-Preferred Generic) | $30 Copay | $20 Copay |
| Tier 3 (Preferred Brand) | $75 Copay | $40 Copay |
| Tier 4 (Non-Preferred Brand) | $100 Copay | $80 Copay |
| Tier 5 (Preferred Specialty) | $250 Copay | $125 Copay |
| Tier 6 (Non-Preferred Specialty) | 40% Coinsurance | $250 Copay |
Looking for lower out-of-pocket payroll costs? Sedera offers a community-based medical cost sharing model paired with Direct Primary Care (DPC).
Watch this 5-minute video walkthrough to see how Health Share & IUA work.
Target Non-Medical Effective Date: January 1st, 2027
Renaissance Dental: Employer pays 50% of Low PPO employee rate ($11.24/mo credit applied to any plan/tier elected).
Renaissance Vision: Employer pays 50% of employee-only rate. Full exams and hardware allowances.
OneAmerica: $10,000 term policy — 100% Employer-Paid for all eligible full-time team members.
Customize your protection with payroll-deducted voluntary benefits featuring multi-year rate guarantees: